Insurance for Lynchburg From Our Office on Tomahawk

If you're looking for a local insurance agency in Lynchburg, we're right here on Tomahawk Industrial Park. Same building, same phone number, and a team glad to help.

 

Our Lynchburg office was formerly the Cary Cofer Agency. It joined Michael Bailey Agency in July 2026. If you were a Cary Cofer client, you're welcome here. Come see us at the same address, or call (434) 439-4814. We'll take good care of you.

 

A lot of what we do can be handled by phone or email. If you'd rather sit down face to face, stop by during office hours. Monday through Friday, 8:30 to 5:00.

 

Coverage for Lynchburg life

 

Lynchburg has a little bit of everything. Neighborhoods near Boonsboro and Timberlake. Homes and farms out toward Forest and Bedford. Folks who work in town and live in Madison Heights or Amherst. Students, retirees, small business owners, and families who've been here for generations.

 

Each of those comes with its own questions:

 

• Homeowners: Is your dwelling coverage based on what it would actually cost to rebuild today, with today's materials and labor?

• Renters and condo owners: Is your stuff covered if something happens to the building?

• Landlords: Do you have the right liability and property coverage for the way you rent?

• Drivers: Do your liability limits still fit your life, especially if you added a teen driver or a longer commute?

• Small businesses: Do you have the right liability, property and commercial auto coverage for how you actually work.

 

Here's the thing. Lynchburg folks don't need a call center three states away. You need someone close by who knows the area and picks up the phone during business hours.

 

That's what we do. We'll walk through your coverage in plain English. No pressure. Coverage varies by policy, so we'll show you what yours does and doesn't do.

 

A Farmers agency with more than one option

 

We're a Farmers Insurance agency. We also work with other carriers as an independent broker, so when Farmers isn't the best fit for something, we can look at other options. You can see the companies we work with on our carriers page.

 

What we can help with

 

Home, condo, renters and landlord insurance. Auto, motorcycle, RV and boat. Life insurance. Business and commercial coverage. Health insurance.

 

Stop by or call

 

Our Lynchburg office is at 131 Tomahawk Industrial Park, Building 3. Call us at (434) 439-4814, or send a quote request online and we'll get back to you within one business day.

 

Our main office is in Waynesboro at (540) 943-9941 if that's closer for you. Either way, we're glad to help.

 

At the end of the day, insurance is about protecting what matters most. Sometimes all it takes is one good conversation.