​Michael Bailey Agency (“the Agency,” “we,” “us,” or “our”) is committed to maintaining the privacy and security of the personal information provided by our clients, prospective clients, and website visitors (“you” or “your”). This Privacy Policy sets forth the terms and conditions under which the Agency collects, uses, stores, and protects personal information in the course of providing insurance products and related services.

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1. Collection of Information

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The Agency collects personal information strictly for the purpose of evaluating insurance needs, providing accurate insurance quotes, issuing and servicing insurance policies, and complying with applicable legal and regulatory requirements. Such information may include, but is not limited to, names, addresses, contact information, date of birth, driver’s license details, health or property information, and other data necessary for underwriting or servicing insurance policies.

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2. Use of Information

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All personal information collected is used solely to:

• Solicit, quote, underwrite, issue, and service insurance policies;

• Communicate with clients regarding insurance needs, coverage options, and policy status;

• Fulfill legal and regulatory obligations.

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The Agency does not sell, rent, lease, or otherwise disclose personal information to third parties for marketing, advertising, or any other unrelated purpose.

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3. Disclosure of Information

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The Agency may disclose personal information only to:

• Insurance carriers and underwriters for the purposes of quoting, issuing, or servicing insurance policies;

• Regulatory authorities as required by applicable laws or legal processes;

• Authorized employees, contractors, or service providers who require such information to perform functions necessary to deliver our insurance services, subject to confidentiality obligations.

We will not disclose personal information to any other third parties without your prior consent, unless required by law.

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4. Data Security

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The Agency implements commercially reasonable physical, technical, and administrative safeguards to protect the confidentiality, integrity, and security of personal information collected and maintained. Access to personal information is strictly limited to authorized personnel for legitimate business purposes.

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5. Retention of Information

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We retain personal information for as long as necessary to fulfill the purposes described herein or as otherwise required by applicable law. When such information is no longer needed, it will be securely disposed of or anonymized in accordance with industry standards and legal requirements.

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6. Your Rights

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You have the right to request access to, correction of, or deletion of your personal information, subject to any legal or contractual restrictions. To exercise these rights, please contact us at staff@michaelbaileyagency.com or by phone at 540-943-9941.

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7. Policy Updates

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This Privacy Policy may be revised from time to time to reflect changes in our practices, legal requirements, or other circumstances. Any updates will be posted on this page with an updated “Effective Date.”

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Contact Information:

Michael Bailey Agency
220 Rosser Avenue, Suite 6
Waynesboro, VA 22980
Email: staff@michaelbaileyagency.com
Phone: 540-943-9941