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Insurance for Annapolis and Anne Arundel County, on Land and Water

In Anne Arundel County, a lot of life happens near the water. A boat on a trailer in the driveway. A slip at a marina. A dock out back.

 

That kind of life deserves insurance that's been thought through.

 

Here's the honest part. We don't have an office in Maryland. Our offices are in Waynesboro and Lynchburg, Virginia, and we work with Anne Arundel clients by phone, email and online. You still get a real local agency team that picks up during business hours.

 

Waterfront homes and boats

 

The county wraps around the Severn, Magothy and South rivers and the Chesapeake Bay. You've got historic homes in downtown Annapolis and Eastport. Waterfront homes along the creeks. Established neighborhoods in Severna Park and Arnold off Ritchie Highway. Townhouses and single-family homes in Crofton and Glen Burnie.

 

Plenty of folks commute on Route 50, I-97 or Route 3 every day, too.

 

Questions worth asking

 

  • Flood: A standard homeowners policy doesn't cover flood. If you live near the water, do you have a separate flood policy?

  • Docks, piers and bulkheads: Do you know whether your policy covers them, and for how much?

  • Your boat: Is it insured for what it's actually worth? Does the policy fit where you keep it and where you take it?

  • Guests aboard: If someone gets hurt on your boat, is your liability coverage enough?

  • Older homes in Annapolis: Is your dwelling coverage based on what it would cost to rebuild today, with today's materials and labor?

  • Commuters and teen drivers: Adding a driver is a good time to look at your liability limits.

  • Small businesses: Marine trades, contractors and shops each need different liability, property and commercial auto coverage.

 

Let's be honest. Waterfront coverage can get complicated. We'll walk through it with you in plain English. Coverage varies by policy, so we'll show you what yours does and doesn't do.

 

Farmers, plus other options

 

We're a Farmers Insurance agency, and we also work with other carriers as an independent broker. Coverage options and carriers vary by state; we'll tell you what's available where you live.

 

What we can help with

 

Home, condo, renters and landlord insurance. Auto, motorcycle, RV and boat. Life insurance. Business and commercial coverage.

 

Call us or get a quote online

 

We're in the office Monday through Friday, 8:30 to 5:00. Call (540) 943-9941, email staff@michaelbaileyagency.com, or request a quote online. We'll get back to you within one business day.

 

At the end of the day, it's about protecting what matters most. On land and on the water.

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